Fiduciary · Independent · Nationwide
Integrated Wealth Management, Planning & Retirement.
Element Squared brings your investments, financial plan, and retirement accounts together under one roof — one team, one strategy, every decision working in concert instead of in conflict.
Fiduciary duty — every recommendation in your best interest.
What changes when everything works together.
Most firms manage your investments and stop there. But your portfolio, your old retirement accounts, and your financial plan all influence each other — so we manage them as one strategy, with one team accountable for the whole picture.
Four steps
From a first conversation to a clear answer.
Meeting with us has one purpose: a direct comparison of your current portfolio against our portfolio models over the same periods. The data decides, not a sales pitch.
Start with an intro call →- 01
Step 01 · Intro call
A 30-minute conversation
We get to know your goals, your accounts, and what you want solved. No obligation, no pitch.
- 02
Step 02 · The comparison
Your portfolio vs. our models, side by side
We measure your current portfolio against our portfolio models over the same periods — returns, volatility, and fees — and show you the comparison, not just the conclusion.
- 03
Step 03 · The answer
Only a recommendation the data supports
There is never a recommendation to make a change unless the comparison clearly favors our models. If it doesn't, we'll tell you to stay where you are.
- 04
Step 04 · Ongoing guidance
Working together
If the comparison favors a move, we handle the paperwork, transfer the accounts, and keep reviewing the plan as your life changes.
Fiduciary. Independent. Nationwide.
As a fiduciary registered investment adviser, every recommendation we make is required to be in your best interest.
$230M+
Assets under management
50+
Years of combined experience
50
States served nationwide
Questions we hear often.
Do I have to roll over my 401(k) if I talk to you?+
No. Sometimes staying put is the right answer — some workplace plans have institutional funds or pricing worth keeping. We run the comparison and tell you plainly either way. A review is not a commitment.
What does the review cost?+
Nothing. The review is free and carries no obligation. If we end up managing your portfolio, our advisory fee is disclosed clearly before you sign anything. See our fee schedule in Form ADV Part 2A →
Are you a fiduciary?+
Yes. Element Squared is a registered investment adviser, which means we are held to a fiduciary standard — our recommendations must be in your best interest.
Where will my money actually be held?+
Client accounts are custodied at Fidelity, one of the largest custodians in the world. You keep their statements, security, and infrastructure — with our management on top.
I don't live in Minnesota. Can you work with me?+
Yes. We're headquartered in Minneapolis and serve clients nationwide, in all 50 states. Reviews and planning meetings happen over video or phone.
Still have questions? Read the full 401(k) rollover guide →
Ready to see the whole picture?
No cost, no obligation — a conversation about whether your money is working as hard as it should be.
Schedule a Conversation →